By the end of 2017, American adults without health insurance was at 12.2 percent. This was a 1.3 percent increase from 2016 (Auter, 2018). With the high number of uninsured Americans and with what seems to be increasing it makes sense to try and implement universal health insurance. Implementing universal health insurance would provide healthcare and financial protection to every citizen in the U.S. Most importantly it would allow people to have health insurance that once was out of reach because of financial reasons. Low-income families would benefit greatly and be able to go to the doctor for treatments without having to worry about the cost of the visit.
A huge advantage of universal health insurance is that it allows people who can’t afford health care such as low-income families the chance to receive the services they need. With universal healthcare, it provides services to all the citizens and it would help those that are unemployed or going through hardships. It won’t discriminate against anyone. Social status wouldn’t matter anymore, allowing everyone to get equal care. With universal healthcare, public health would improve. People would be able to seek medical help for illnesses that they would otherwise ignore because they are worried if they are able to afford the doctors visit.
With universal health insurance, there are some problems that must be thought of if the U.S. did decide to implement universal health insurance. One of those problems is that it could increase the government debt. Under universal health care if people that can’t afford to pay for medical attention seek medical attention then someone else is paying for them. The entity paying for their medical treatment would end up being the government. This would increase the government debt. For example, the United Kingdom and Canada are starting to look at the “private sector to relieve the financial burden on government” (Hubbard, 2013). This just shows one of the problems with universal health care and how it can impact the government. Also, if people know that it did not matter if you were able to pay for medical treatment and they still were able to get treatment then it would allow some people to abuse the medical system. They may go seek medical treatment for something that’s considered minor, which before having universal health insurance they wouldn’t have gone to the doctor for. This would cause a shortage of medical treatments. “To be sustainable, universal healthcare requires rationing” (Miller, 2011). If medical treatments and products are not rationed, then it would also lead to increase debt because the government would have to continue to resupply medical products.
I side with the U.S. having universal health insurance. I feel like every single person should be able to seek medical attention without fearing if they will be able to afford it. It doesn’t make sense to value someone’s life over another just because one is able to pay for medical treatment and the other isn’t. It also comes down to a person’s rights. Medical treatment is I feel a human right no matter who you are, your background, or social status every person is entitled to have medical treatment.